TLD Blogs

FCC TCPA STOP Rule Update 2025

FCC TCPA STOP Rule Update 2025: What Businesses Need to Know We’ve all gotten those unwanted marketing texts — and the one word we use to make them stop is “STOP.” Under the Telephone Consumer Protection Act (TCPA), that simple command has been a core consumer right for years. Now, the Federal Communications Commission (FCC) […]

ACA Premiums Could Double Without Action

ACA Marketplace Premium Increases 2026 — Why They Matter The ACA Marketplace Premium Increases 2026 are shaping up to be one of the most significant cost shifts in Affordable Care Act history. Without congressional action to extend current subsidies, ACA marketplace premiums could more than double next year. According to Scripps News and the Associated […]

Texas SB 140: What Businesses Must Know

What Every Business Marketing to Texas Needs to Know as of September 1, 2025 If your business markets to consumers in Texas—by phone, text, or multimedia message—big changes are coming. On September 1, 2025, Texas Senate Bill 140 (SB 140) took effect. This new law updates telemarketing rules and expands compliance requirements for any company […]

ACA Open Enrollment 2025: Subsidy Uncertainty Looms

Open enrollment under the Affordable Care Act (ACA) officially opened on Saturday, but it has begun against a backdrop of policy uncertainty: Congress has not yet acted to extend the enhanced subsidies that currently help millions afford their coverage. Healthcare Dive These expanded premium tax credits—first introduced under the American Rescue Plan Act and later […]

November 2025 Restricted Call Dates

Stay Compliant with November 2025 Calling Restrictions Maintaining TCPA and DNC compliance is essential for protecting your business and preserving customer trust. Certain holidays restrict or limit outbound calling activity at the state level.Below is a list of restricted call dates for November 2025 to help you plan compliant outreach. November 2025 Restricted Call Dates […]

TCPA Update: Texting Rules for Insurance Agencies

TCPA & Text Messaging: A Wake-Up Call for Insurance Agencies Insurance agencies and brokers increasingly rely on SMS communication for reminders, lead follow-ups, and renewals. However, a recent federal court ruling has renewed focus on TCPA text message compliance for insurance agencies, confirming that text messages may fall under the Telephone Consumer Protection Act (TCPA) […]

Patch 10.5.1

Status Filters Added “Not” Support to Lead Statuses and Policy Statuses which works the way that Custom Lead Fields and Custom Policy Fields work so you can exclude by things like User, User Group or Agency. This was a long standing request. User Permissions now respect Active / Inactive User Groups. Inactive groups will not […]

How the Shutdown Impacts Open Enrollment 2025

Navigating Open Enrollment During the Government Shutdown As the 2025 Open Enrollment Period (OEP) approaches, the federal government shutdown has raised new questions for insurance agents, brokers, and agencies across the country. While enrollment will move forward as scheduled, the situation adds uncertainty around subsidies, premiums, and consumer expectations. This post breaks down the current […]

Medicare AEP Sales Strategies: Why CRMs Need TLD

AEP 2025: Why Your CRM Alone Won’t Win the Season — And How TLD Gives You the Edge Every October through December, Medicare’s Annual Enrollment Period (AEP) becomes the busiest time of the year for insurance professionals. It’s often called “the Super Bowl of our industry” for good reason: the opportunities are massive, the competition […]

Outbound Dialing Strategy: Reputation, Ratios & Results

Call center workforce management

Outbound Dialing in 2025: Why Reputation, Ratios, and Resources Matter Outbound dialing without the right infrastructure is no longer just inefficient—it’s a near guarantee that your contact rates will collapse before campaigns even begin. With rising telecom costs, stricter carrier oversight, and the importance of number reputation, businesses can’t afford to treat dialing as “business […]