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February 2026 Restricted Call Dates

For insurance agencies and brokers, outbound calling remains a critical channel for lead follow-up, policy reviews, renewals, and cross-sell opportunities. It’s important to remember that not all days are equal when it comes to compliance.

February 2026 Restricted Calling Dates (U.S. Only)

February 16, 2026 – President’s Day

  • Alabama
  • Louisiana*
  • Nebraska**
  • Pennsylvania
  • Rhode Island
  • Utah

*Louisiana is statutory, not on the LPSC list.
**Nebraska does not prohibit calls on Sundays or legal holidays; however, it does restrict the use of prerecorded messages to 1 pm to 9 pm on these days with certain exceptions.

February 17, 2026 – Mardi Gras

  • Alabama (Baldwin and Mobile Counties only)
  • Louisiana

Avoiding Costly Mistakes: Why DNC Compliance Matters

For insurance agencies, call centers, and carriers, understanding and honoring Do Not Call rules is essential to running lawful, effective, and ethical outreach campaigns.

From a compliance standpoint, the Do Not Call list is not optional. Violations can result in:

  • Costly TCPA (Telephone Consumer Protection Act) fines and penalties
  • Increased legal exposure and lawsuits
  • Regulatory scrutiny and reputational damage

For insurance agencies, maintaining accurate DNC processes helps ensure outbound calling efforts remain compliant and defensible.

How TLD Helps Insurance Agencies Stay Compliant

Managing these restrictions manually is difficult — especially at scale. That’s where TLD (Total Lead Domination) comes in.

TLD helps insurance agencies and brokers:

  • Manage outbound calling campaigns with state-specific controls
  • Automatically suppress calls on restricted dates and holidays
  • Segment leads by geography to apply the correct rules
  • Protect agents from accidental violations caused by manual dialing
  • Maintain clean compliance records across multiple campaigns and lead sources

Instead of relying on spreadsheets or tribal knowledge, agencies can rely on system-driven safeguards that work in the background — letting producers focus on selling, not compliance.

TLD is here to help insurance agencies and brokers run smarter outbound campaigns while ensuring call compliance every step of the way.